Disclaimer & Privacy Statement

⚠️ General Advice Warning

Information on this website is general in nature and does not constitute financial, tax or legal advice. The calculators and content on Finance Blueprint AU are provided for educational and illustrative purposes only.

The results produced by these calculators are estimates based on the inputs you provide and the 2026/27 tax rates published by the Australian Taxation Office. They do not account for your individual circumstances, deductions, offsets, residency status, Medicare exemptions, family situations, or other factors that may affect your actual tax position.

🔒 Privacy Statement

Finance Blueprint AU is committed to protecting your privacy. We do not collect, store, or share any personal information.

• All calculations are performed locally in your browser — no data is sent to any server
• We do not use cookies, tracking pixels, or analytics scripts
• No account, login, or personal details are required to use any calculator
• The income, salary, and financial figures you enter are never transmitted or stored
• Closing or refreshing the page clears all entered data

This site has no backend, database, or server-side processing. It is a static website — all pages are plain HTML, CSS, and JavaScript files that run entirely within your browser.

📋 Tax Rate Accuracy

Tax rates, thresholds, and offsets used throughout this site are based on the rates published by the Australian Taxation Office (ATO) for the 2026/27 income year (1 July 2026 – 30 June 2027). These include:

• Resident income tax brackets (updated for the 15% second bracket)
• Medicare Levy (2%) and phase-in thresholds
• Medicare Levy Surcharge tiers ($105,000 singles threshold)
• HECS/HELP compulsory repayment rates and threshold ($69,528)
• Low Income Tax Offset (LITO) — maximum $700
• FBT-exempt salary packaging caps ($9,010 general / $2,650 meal entertainment)

Tax rates may be subject to change by Parliament or the ATO after the date this site was published. Finance Blueprint AU is not responsible for any inaccuracies arising from legislative or regulatory changes. Always verify current rates directly with the ATO before relying on any figure.

⚖️ Limitation of Liability

Finance Blueprint AU and its operators accept no liability for any loss, damage, or adverse outcomes arising from reliance on information or calculator results provided on this website. Use of this site is at your own risk.

Links to external websites (including the ATO) are provided for convenience. Finance Blueprint AU does not control or endorse external sites and accepts no responsibility for their content.