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Finance Blueprint AU
Free 2026/27 Australian tax calculators — income tax, HECS, salary packaging, novated leases, capital gains, GST, pay, public holidays and super. No sign-up, no data stored, just clear numbers.
Full Tax Calculator
Your complete 2026/27 income tax, Medicare, HECS, packaging and take-home breakdown in one place.
Open calculator →HECS / HELP Repayment
See your compulsory repayment this year and how long it’ll take to clear your debt.
Open calculator →Salary Packaging
See exactly how much tax you save by packaging your salary through an approved administrator.
Open calculator →Private Health vs MLS
Is it cheaper to buy hospital cover or pay the Medicare Levy Surcharge? Compare the real numbers.
Open calculator →Novated Lease
Your real annual tax saving from a novated lease, including the EV FBT exemption.
Open calculator →Side Hustle Tax
Freelance, Uber, Etsy, Airbnb — see the extra tax you owe and what to set aside each quarter.
Open calculator →Capital Gains Tax
Shares, property, crypto — calculate your CGT liability including the 50% discount.
Open calculator →GST Calculator
Add or remove 10% GST, estimate your BAS and check whether your business needs to register.
Open calculator →Pay Calculator
Work out weekend, evening, public holiday and overtime pay under major awards, including casual loading.
Open calculator →Public Holidays by State
Every public holiday for your state in 2026 and 2027, plus a long weekend planner.
Open calculator →Super & Retirement Calculator
Project your super balance at retirement, test extra contributions and check Age Pension eligibility.
Open calculator →