Disclaimer & Privacy

⚠️ General Advice Warning

Information on this website is general in nature and does not constitute financial, tax or legal advice. The calculators and content on Finance Blueprint AU are provided for educational and illustrative purposes only.

The results produced by these calculators are estimates based on the inputs you provide and the 2026/27 tax rates published by the Australian Taxation Office. They do not account for your individual circumstances, deductions, offsets, residency status, Medicare exemptions, family situations, or other factors that may affect your actual tax position.

🔒 Privacy Statement

Finance Blueprint AU does not ask for or store the income, salary or financial figures you enter into the calculators. Calculations are performed in your browser.

• No account, login or personal details are required to use any calculator
• Closing or refreshing the page clears the figures you entered

Like most websites, our hosting provider may log basic technical information (such as IP address and browser type) to keep the site secure and running. If you email us at contact@financeblueprint.com.au, we receive your email address and message, and use them only to reply to you. We do not sell your details.

Website analytics. We use Google Analytics to understand how the site is used, such as which pages and calculators are visited, roughly where visitors are located (country or city), and the type of device and browser used. Google Analytics uses cookies and similar technologies to collect this information, and Google processes it. It does not collect the income, salary or other figures you enter into the calculators. We use the information only in summary form to improve the site. You can find out more about how Google uses data from sites that use its services, and you can opt out by installing the Google Analytics opt-out browser add-on or by blocking cookies in your browser settings.

Embedded videos. Some pages include embedded YouTube videos. We use YouTube’s privacy-enhanced mode, which is designed not to store information about you unless you play a video. If you do play one, YouTube (Google) may collect information under its own privacy policy.

If we add advertising in future, we will update this page.

📋 Tax Rate Accuracy

Tax rates, thresholds, and offsets used throughout this site are based on the rates published by the Australian Taxation Office (ATO) for the 2026/27 income year (1 July 2026 – 30 June 2027). These include:

• Resident income tax brackets (updated for the 15% second bracket)
• Medicare Levy (2%) and phase-in thresholds
• Medicare Levy Surcharge tiers ($105,000 singles threshold)
• HECS/HELP compulsory repayment rates and threshold ($69,528)
• Low Income Tax Offset (LITO) — maximum $700
• FBT-exempt salary packaging caps ($9,010 public hospital/ambulance, $15,900 PBI/charity, $2,650 meal entertainment)

Tax rates may be subject to change by Parliament or the ATO after the date this site was published. Finance Blueprint AU is not responsible for any inaccuracies arising from legislative or regulatory changes. Always verify current rates directly with the ATO before relying on any figure.

⚖️ Limitation of Liability

Finance Blueprint AU and its operators accept no liability for any loss, damage, or adverse outcomes arising from reliance on information or calculator results provided on this website. Use of this site is at your own risk.

Links to external websites (including the ATO) are provided for convenience. Finance Blueprint AU does not control or endorse external sites and accepts no responsibility for their content.